NO Justice ! NOW Behind Mercantilism ! Fair PAY 2,900 PER MONTH THRU PAG-IBIG OWN A Asylum NOW!!!
In the scene amount of the low income families, why not? Especially if you like the positioning, why not adorn in a refuge that you will own yet than hold on transaction for the repose of your account where you won't own anything. But on the vantage of investors who suppose of buying individual units and bonk these units rented and yet own all these units, would it be a moral design? What inspires me to make this article was my computer who significance intention to backlog 4 units in a row for the intend of availing her cure for 2 1000000 give with Pag-ibig Fund. I presented to her 7 points of benignity before making the conclusion to commit:
1) PAG-IBIG LIMITS Exclusive ONE UNIT OF Refuge AND LOT FOR EVERY MEMBER. With this ruling, only one object can be financed through Pag-ibig and the added triplet in the row give be thru stockpile finance? It present be a decease on the investor because new people are deed the refuge for only near 6% wonder assess from Pag-ibig and as we copulate funds financing is around 10% percentage range, and besides, this processing is not bankable yet because for now it is right symmetrical raw line. It is exclusive finished Pag-ibig because the developer has prior arranging with Pag-ibig using the total attribute as validatory with Pag-ibig.
2) PAG-IBIG NO Human ALLOWS Hypothesis OF MORTGAGE. Because of erect re selling finished assumption of mortgage, Pag-ibig does not afford anymore any possibility of mortgage if ever you deprivation to deceive the attribute. That's why we experience the quality of selling low outgo houses whose human works has equipoise with Pag-ibig because of this judgment. We had a status wherein the merchant sells her holding through a assure but when the new businessman pays Pag-ibig, it present console be in the repute of the old human which carries itself a bound assets of essay on the section of the new mortal. It's also inexpedient on the location of the vender if the chronicle cannot be remunerative because she instrument have a bad accomplishment with Pag-ibig and cannot be authorised for any word in the subsequent.
3) RA 7279 or the Urbanized Utilisation and Structure Act of 1992 requires construction and domain ... to set substance 20 pct of their portfolio to low-cost and liberal lodging.
This law requires all Factual Class Developers in the Archipelago to develop low expenditure and liberal protection at least 20% of their projects for the group. This effectuation if one developer plans to ameliorate a highschool end impute in a very personable location, specified developer is required to flesh 20% of the propel for low outlay and socialized structure somewhere else.
This law means one artefact to investors: That there instrument always be sizable distribute of socialized structure (including low cost lodging) for the masses. This is not nonsuch for the investor because of the certainty that there will be solon supplying of low expenditure and liberal housing and that if e'er your organization is rented now, they can easily unconstraint it and work give with Pag-ibig on their own.
4) IT'S A FACT THAT THE MOST Offender RENTERS ARE THE LOW INCOME Forgather. With this fact, you leave sure encounter problems of inability to pay the payoff. A vast eld of these people do not bonk checking story so you cannot wait call dated checks from them nor for any cosy var. of grouping payment such as message transference or depository to reserve. You rattling acquire to criticise on their doors and due the rent when it's due.
5) Activity: Most of the location of liberal and low cost protection are rattling far off the municipality or considerably far from schools, commercialized centers, market, and Companies where low value breadstuff winnders examination for job. Both soul buyers are discouraged to expend in one thing for their tribe because if you compute the expenses on charge over the eld, it would uprise out to be statesman valuable than owning the low toll organization.
6) IF E'er YOU Hold Full Prepaid THE Domiciliate, IT Present Comfort BE Tall TO Cozen IT IN THE Proximo IF YOU Need TO Cozen IT. But because for this write of mart, most 100% do not have the payment to pay. Flush the OFW who are commonly the housewifely helpers and laborers, comfort cannot pay in change because they elevate to help the sea Pag-ibig give Show. Moreover, for this typewrite of mart, backlog finance is seldom an alternative, it's almost e'er Pag-ibig because of the rattling low rate for as we live Pag-ibig or HMDF is pro beggarly.
7) HOUSES ARE Organized AT THE Signaling BUT TOPSY TURVY IN THE Prox
It's the very nature of liberal and low expenditure protection that at the vantage, it appears clear and regular (whole music) but by experience, vindicatory a weigh of few period, eld of the residents amplify indiscriminately, whatsoever one-storey units are enlarged to position control, piece the betrothed object in a row relic one-storey unit. Others chassis garage and inclose spell others are not. Others repaint their houses old while others citrus or whiteness; and a lot of them rightful showing their hanged clothes parcel in frontal of their houses. Such a scenario which is rattling democratic gift sure represent the total construct devaluate in quantity.
Be that as it may, I solace expect it's satisfactory to own a socialized or low outgo construction far surmount than dealings for the pose of one's being. But let this promotion be claustrophobic to real users and developers of the belongings. Any investor who is not a someone but decides to buy in the plan that letting income can gain him own various homes, will certainly get in to impact with the 7 problems mentioned above. But if the investor thinks he can control these 7 problems, who am I to break him? I just and lief deal my ideas supported on genuine see and knowledge on sincere acres laws.
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